USA - Morgan Dollar - $1 - 1892O - MS-63 - Great Price! - This is one of several silver dollars that I recently purchased in my shop from the estaste of a longtime collector. I was told these coins were stored in a silver dollar album since the 1970s, which accounts for some of the wild toning on the reverse of some coins. The coins closest to the rings in the binder are the ones that developed the greatest amount of toning. As for the grading of the coins, I have been a professional numismatist for the past ten years and have successfully completed the Advanced Grading class at ANA's Summer Seminar in Colorado Springs nine times over the past ten years. That having been said, if you get the coin and don't agree with the grade, feel free to send it back with no questions asked, for a full refund. This coin as well as all of the others in this series have been priced for quick sale based on pricing from the July 17th, 2009 issue of Coin Dealer News (Graysheet).